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towergate static caravan insurance

We offer either ‘new for old’ touring caravan … Damage caused by various risks such as storm, fire, malicious and accidental damage, depending on the level cover you choose What does touring caravan insurance cover? The extended hiring out cover, protects you in the event of loss or damage caused by malicious persons or vandals, theft or attempted theft and accidental damage whilst let or lent. It is therefore difficult to give an estimate on the cost of cover. Static caravans come in many different shapes and sizes: you can buy them new or used and from a holiday park or an individual. If you own a static caravan many holiday parks will ask that you have at least a basic level of caravan liability insurance if you want to keep your caravan there. Find out more about caravan maintenance below: Maintaining your caravan is a good way to keep on top of any problems which may occur and will also help to ensure that your caravan is looking its best. Unused static caravans can be vulnerable to damage caused by the cold, including flooding or escape of water. More about Towergate Static Caravan Insurance. We aim to find you cover including flood cover as standard. Services of Towergate Touring Caravan Insurance. Cost When buying static caravan insurance, make sure you know what’s covered. Built around you, covering what matters to you most, and giving you peace of mind. 𝗦𝗮𝘃𝗲 𝗺𝗼𝗻𝗲𝘆 at Towergate Static Caravan Insurance with our cashback & discount codes. As someone who regularly tows you may wish to opt for no-claims protection. If you passed your driving test after 1st January 1997 on a standard driving license, if your trailer is less than 750kg you can tow with a vehicle that is within the maximum authorized mass (MAM) of 3,500kg, if your trailer is over 750kg the combined trailer and vehicle MAM must be no more than 3,500kg. Additional and extended covers such as hiring out cover for when the property is let or lent, homecare emergency, key protection, excess protection and legal protection. Towergate Caravan Insurance promo code : Towergate Caravan Insurance provides insurance for tour caravans, static caravans and trailer tents — clicking … Having this cover will give you peace of mind and could save you a great deal of stress and money should anything happen. If you are unsure what type of cover you need for either your touring caravan, static caravan or trailer tent, call our team of expert advisers and we can talk you through the details so you can make an informed decision. Authorised and regulated by the Financial Conduct Authority. We can offer policies based on how you use your touring caravan, so you only pay for the cover you need. Read on to get to grips with what it all means and find out how to get the most out of your insurance. This means they provide a cover for caravans that stay in one place. This can be checked on the FCA’s register by checking the FCA website at www.fca.org.uk/register or by contacting them on 0800 111 6768. Registered in England Company No. You may also choose to insure your contents on a new for old or a market value basis. Insuring a leisure home on a new for old basis ensures you will receive a brand new, equivalent model if an insured peril causes damage beyond repair. Most companies will give you the option to insure your leisure home’s or static caravan's contents along with the property itself. 2. Request a callback. Towergate Insurance is a trading name of Towergate Underwriting Group Limited. Get new ones for static caravans under 20 years . 4043759, Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Your caravan insurance policy will also protect you from theft, fire damage and third-party liability so you can relax and enjoy your holiday. Towergate Leisure Home Insurance At Towergate, we are specialists in providing the right protection for our customers and are there when the unexpected happens. But some things are down to personal choice, so in addition to the homecare emergency cover for your static caravan, additional covers you can choose include key protection, excess protection and legal protection. 31% of our customers surveyed said theft and criminal activity was a key concern when they are not there. 4043759, Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. It is important to protect yourself from the risks that can come with owning a caravan, such as theft, accidental damage, storm damage, and fire. Static caravan insurance – Cover vs. Learn more about Touring Caravan Insurance, Touring caravan insurance where you only pay for the cover you need, New for old cover available on all our caravan insurance products, Accidental damage available across our policies. Your caravan insurance policy will also protect you from theft, fire damage and third-party liability so you can relax and enjoy your holiday. Request a callback. You can also choose to extend your home and contents cover to include hiring out for when your property is let or lent, which offers additional protection not included under your standard policy. We’ve worked hard to make sure that our standard cover gives you a wide range of cover as a leisure home owner. Read answers to common questions about caravan insurance below. This can be checked on the FCA’s register by checking the FCA website at www.fca.org.uk/register or by contacting them on 0800 111 6768. Our guide explains some of the more complex terms used in insurance and offers some advice... Unused static caravans can be vulnerable to damage caused by the cold, including flooding or escape of water. Touring; Static; Motorhome; Complete our form and our panel of insurance specialists will contact you with their best quote. Learn more about Touring Caravan Insurance, It is crucial to look after your caravan’s gas fittings to ensure they run smoothly and safely. With the extended hiring out cover, your guests can stay a maximum of four consecutive weeks, up to 20 weeks per year. When I spoke to them they said they will honour my policy until they are able to take payment. Towergate Insurance. You can add a number of optional extras … It is important that you read the policy booklet(s) and schedule carefully when you receive them. We explain who should have access to it … The static caravan policy includes the same elements, minus the towing cover. The company's touring caravan policy includes public liability cover, accidental damage while towing (family members are also covered to tow the caravan), theft or attempted theft and fire, flood and storm cover. For example, if you don’t tow your caravan in Europe outside of the UK, then you can choose not to include European towing cover. On their website, you can find an online form that you can fill in. Static caravan insurance or leisure home insurance can protect you in three main ways: 1. Most importantly, when your claim is settled we will ensure payment by BACS straight in to your bank account. Show policy documents. Feeling like you could do with help understanding trailer tent insurance? We have been specialists for over 40 years, providing insurance for touring caravans, static caravans and trailer tents. Not only can we insure your static caravan, we can also insure the following products. Give us a call and we’ll help settle your claim. You can build your own insurance cover based on how you use your caravan and only pay for what you need. One way which can help to reduce your caravan's premium however is to ensure that it has adequate security measures in place. Towergate allow you to specify the contents amount you want to insure. The unoccupied element of your cover will remain unchanged therefore you will need to ask your guests or arrange to have the water, gas and electric turned off at the mains. 5 Information relevant to Your whole Policy Your policy provides cover for the parts and the period of insurance shown in your statement of insurance. You can choose to include homecare emergency as an additional product with your policy. At Towergate Static Caravan Insurance, the focus is on covering static caravans. (Read our guide on winter preparations for a static caravan below.) Get tips and advice from our industry experts to ensure you get the best out of your caravan insurance. We’ve developed our static caravan insurance to offer a flexible approach to insurance, giving customers the ability to select additional products to meet their needs. You can also extend your accidental damage cover for touring caravans to cover you for mishaps while you’re on site, such as damaged awnings. Can’t get through right now? Your standard policy will only provide cover for loss or damage when you are staying there. Whether you’ve got a touring caravan, or own a static caravan or park home, we can protect your investment from a wide range of eventualities. This is dependent on a number of factors related to the type of caravan you own, where you store and take your caravan, and what you want to be covered by your policy. If you only tow your touring caravan rarely or have it permanently sited then we’ll adjust your price so you’re not paying for towing cover unnecessarily. Coronavirus help and support for our insurance customers. Lodging in Luxury - Spectacular Secluded Retreats, How to Find the Value of A Static Caravan, Get new for old cover on static caravans under 20 years old, Includes storm, flood, and theft cover as standard, Flexibility to make your leisure home cover work for you, with optional covers such as hiring out and homecare emergency. Registered in England Company No. That’s why we’ve included theft and attempted theft through violent or forcible entry as standard on our static caravan insurance and leisure home insurance, so you can rest assured that you are insured against damage or loss caused as a result. If you need more cover for your contents, let us know and we can look to extend your policy. Public liability, often required by holiday parks You Towergate’s static caravan insurance. Towergate Insurance are a leading provider for park home, lodge and static caravan insurance in the UK. Frozen pipes, condensation, mildew and wildlife infestations are common problems that people come back to after leaving a static caravan for the winter. We offer either ‘new for old’ touring caravan replacement cover, or the market value of your touring caravan. Need some help understanding your static caravan insurance or leisure home insurance? Whilst caravan insurance is not a legal requirement it is important to note that your car insurance may only offer a basic level of third-party liability for your trailer tent or touring caravan. You will need to get extended ‘Hiring Out’ cover if you are letting or lending your static caravan to anyone outside of your household. Towergate Static Caravan Insurance coupon code : Get new ones for static caravans … Learn about the world's most audacious luxury lodges which take you back to nature in the most spectacular secluded locations. Start your static caravan insurance quote online, Call our specialist team for a static caravan insurance quote, Weekdays 9am - 5pm Authorised and regulated by the Financial Conduct Authority. Here’s our advice on how to begin. Although this not a legal requirement, most holiday parks will require a basic level of protection in the form of caravan liability insurance. Frozen pipes, condensation, mildew and wildlife infestations are common problems that people come back to after leaving a static caravan for the winter. Your level of flood risk however may be reflected in your premium or additional terms may be applied such as having flotation devices, or a higher excess. Towergate Insurance is a specialist insurance provider that started in 1997. With 3 years no claims and in a year when a lot of people are not using their caravans due to Covid-19 my premium increases from £233.00 to £318.00 and the excess is now £100.00 instead of £75.00. And you will need to let them know which coverage options you want. Caravan insurance offers you financial protection against loss or damage to your caravan. We look forward to taking care of you and your caravan. Your static caravan insurance or leisure home insurance policy will be individual to you and the premium will depend on a number of factors including, the level of cover you choose, the age and size of your property, the property and content values you need to insure and your claims history. Static caravan insurance just the way you like it - with wide-ranging cover and low excesses. Insuring your passions, they understand that your property is more than just somewhere to hang your hat. Towergate Insurance is a trading name of Towergate Underwriting Group Limited. Holidaying at home is on the rise and if you’re thinking of investing in a static caravan, you’re securing a little piece of the UK just for you. When letting or lending the property you are required to carry out an inspection within 72 hours after your guests depart. Need some help understanding your static caravan insurance or leisure home insurance? If you're a little confused about touring caravan insurance, read our helpful guide on understanding what it's all about and how to get the best value from your insurance. It is therefore difficult to give an estimate on the cost of cover. Towergate's static caravan policies come with flood cover as standard, so if we can insure you, your policy will include flood damage. Therefore, it's difficult to give an average cost. Towergate Insurance Ellenborough House Wellington Street Cheltenham GL50 1XZ On behalf of Towergate Insurance. Our average premium paid by Towergate customers in 2018 for static caravan insurance was £287. Simply click through to Towergate Static Caravan Insurance and shop as normal and 𝘄𝗲'𝗹𝗹 𝘀𝗲𝗻𝗱 𝗮 𝗽𝗼𝗿𝘁𝗶𝗼𝗻 𝗼𝗳 𝘆𝗼𝘂𝗿 𝘀𝗽𝗲𝗻𝗱 𝗯𝗮𝗰𝗸 𝘁𝗼 𝘆𝗼𝘂 - 𝘀𝗶𝗺𝗽𝗹𝗲. This can be checked on the FCA’s register by checking the FCA website at You might wish to get in touch with the park anyway to arrange for them to hold the keys for your guests, and to carry out an inspection within 72 hours after your guests depart per the hiring out cover conditions. With Towergate your policy covers you for storm damage as standard, with exclusions only to damage caused to fences, gates and hedges, and frost damage. If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit. Towergate Caravan Insurance provides insurance for tour caravans, static caravans and trailer tents Each site will have its own rules around guests staying, you may find there are additional restrictions following the pandemic to ensure park safety. Yes. If your leisure home is in a flood risk area you might find other insurance providers can't cover it or will exclude flood cover. This issue started five days ago.. Authorised and regulated by the Financial Conduct Authority. Avoid If Looking For Caravan Insurance Just had my caravan insurance renewal. If in doubt, visit this helpful government site on towing. If you plan to travel abroad with your touring caravan, you can add European towing cover. We like to make insurance as straight forward as possible. Towergate are the largest independently owned insurance provider in Europe and are an established insurance provider within the caravan insurance sector (previously trading as Bakers of Cheltenham) offering one of the market leading static caravan insurance products with no Excess applicable for all claims other than Subsidence, Heave and Landslip (£500 Excess applies). Expires in: 12/06/2020 get promo . Our caravan insurance policies cover a variety of different risks. Our guide can point you in the right direction. One policy booklet covers all sections of this policy. We know that when your static caravan or leisure home is out of sight, it’s not out of mind. Their standard insurance cover includes flood cover. Towergate Insurance Vanguard Static Caravan Policy Summary This is a summary and does not contain the full terms and conditions of the cover, which can be found in the policy booklet(s). We will talk you through the details of your claim and advise you of the next steps in the process. Learn how to carry out basic gas safety checks and why they're important. A concern for many leisure home owners, storm damage can cause a whole host of problems from leaking windows, to damage due to high winds. 3 Contents A Warm Welcome to Towergate 4 How to use Your Policy 5-12 Our Commitment to Service – if You have a complaint 13-14 Definitions applying to this Policy 15-16 Your Cover 17-20 Making a Claim under this Policy 21 Settlement of Claims 22-23 General Conditions applying to this Policy 24-26 General Exclusions applying to this Policy 27-28. 3. Towergate Insurance is a trading name of Towergate Underwriting Group Limited. Weekdays 9am – 5pm These are just some of the key features and exclusions, full details will be found in your policy wording. We offer touring caravan insurance to cover you on the road, on site or at home. You can build your own insurance cover based on how you use your caravan and only pay for what you need. This video and guide includes tips and advice on maintaining your caravan's gas safety system and detecting a gas leak in your caravan. If you choose new for old cover for the property’s contents you should consider how much it will cost to replace your items as new. Simply call using the number below. It provides a 24-hour helpline and assistance, including emergency repair services for internal plumbing and drainage; external windows, doors and locks; damage caused due to lost, stolen or broken keys; heating repairs of your main heating source; and damage to a roof caused by adverse weather conditions or fallen trees. Coronavirus help and support for our insurance customers. Compare the market...complete just one form on our site. Static Caravan insurance from Towergate As a specialist insurer of static caravan home insurance for 20 years, we’ve worked with our customers to understand what they want. Static caravan insurance is designed specifically for static caravan, leisure home, holiday lodge and holiday chalet owners. So where do you start? You don’t have to finish your quote in one go. In most cases, you’ll find your caravan make within the drop down menu when you get a touring caravan quote, but if isn’t there then give us a quick call on 01242 538 431 and we can confirm whether we can provide cover. Find out how in this video. Right now we have the top updated Towergate Static Caravan Insurance coupons among the other discount websites like and we always update the deals based on facebook, twitter, and more. As part of our static caravan insurance video series this video looks at how and where to display your liability insurance certificate. Our average premium paid by Towergate customers in 2018 for static caravan insurance … You can take out this policy if your caravan (almost) never leaves the camping site it is parked on. deals. 2. We’ve seen all sorts of makes, models, designs and modifications over the years. Towergate can insure static caravans up to 20 years old on a new for old basis. Your static caravan insurance or leisure home insurance policy will be individual to you and the premium will depend on a number of factors including, the level of cover you choose, the age and size of your property, the property and content values you need to insure and your claims history. Static caravan - insurance excludes accidental damage by tenants, so if you rent your static caravan out it is recommended that you use their deposit to cover damages. Contents insurance for touring caravan up to £1,000 can also be included. In-house claims team to help you through every step of your claim. They will want to know your personal details, but also some things about your caravan. Flood cover – static caravan insurance with flood cover is not always available if you live in a higher risk area. Our policies can cover against accidental damage to your caravan, whether you have a static caravan, touring caravan or trailer tent, and can even protect you against damage when towing your touring caravan or trailer tent. 4043759, Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. We offer touring caravan insurance to cover you on the road, on site or at home. This is our guide to insuring your static caravan on a new for old or market value basis and how to ensure the value best represents its true replacement cost. The full list of exclusions will be laid out in your policy documents but there are a few common exclusions worth noting, including: Touring caravan - electronic equipment is generally not covered in our touring caravan and trailer tent policies; however, these devices are often covered under your home insurance so it's worth checking with your provider. Registered in England Company No. This type of insurance is best suited to a caravan that is permanently fixed in one place. Can’t get through right now? Note: in high risk flood areas, cover may be subject to additional terms such as having flotation devices. It's your home, your memories, it's your safe place to be. It’s easy to get a quote from Towergate Touring Caravan Insurance. Have towergate gone out of business they have not been able to renew my mobile home insurance as they cannot take payments. Yes, we offer £100 excess on a claim of up to £250 a year if you select ‘excess protection’ as one of your optional extras. Make sure you consider what contents you have, to assess the value you will need insured. Get new for old cover for life for all caravans under 20 years old. It’s simple to add this cover to your policy, speak to one of our advisors today. Learn more about Touring Caravan Insurance. Success rate N/A Get the Deal. You can be confident that in choosing this policy you will have the cover you need. Static Holiday Caravan Insurance . And we can offer policies based on how you use your touring,. Flood areas, cover may be subject to additional terms such as storm, fire malicious!, let us know and we can look to extend your policy guide tips. Out’ cover if you are staying there Underwriting Group Limited protect you in most... Reduce your caravan legal requirement, most holiday parks will require a basic level of protection in the of. One way which can help to reduce your caravan ( almost ) never leaves the site... Towing cover against loss or damage to your caravan minus the towing cover paid Towergate... Claim is settled we will talk you through the details of your caravan only. Not out of your insurance to it … static caravan insurance or leisure,. Type of insurance is a trading name of Towergate Underwriting Group Limited settled! 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